SEO Tips for the Small Business Owner

It’s a new year, and with that comes another opportunity to improve your finances. While the year may be new, the financial techniques are the same one’s as they always have been. These tried and true tactics are sure fire ways to save money over the coming year, and the sooner you start the better off you will be when 2014 rolls around. So please see below for ways to shore up your finances!
It’s only January, the perfect time to make and stick to a monthly budget. If you start early then you will have a template to use for the rest of the year, and you can start saving money now. People often wait until their in debt, or dire financial straits before they decide to actually make a budget. Then they often wait even longer before they stick to said budget. Stand out from the masses and get serious right now. It’s a matter of figuring out revenue and expense, and then making sure that the first is more than the latter.
Take advantage of coupons, gift cards, and freebies! The holidays have just passed, and I am willing to bet that most of you received at least one gift card. The number of unused gift cards each year is simply staggering. Even if you receive a gift card to a store that you don’t particularly like, go online and sell it to someone else…that is still cash in your pocket! It’s all about the free samples. Companies are always eager to provide promotional products to give away in order to increase their exposure. Don’t pass up these giveaway items, you might be able to score free soap, toothpaste, chewing gum, you name it. Even if saves you a few dollars over the year, that is still more money in your bank account. The same holds true for coupons, whenever you purchase an item without a coupon you are giving away you money. Find items that you already purchase and then simply look for related coupons, they are out there if you look hard enough.
Save, save, save! Granted the interest rates aren’t particularly favorable on savings accounts right now, but that doesn’t give you an excuse to spend all of that disposable income. Savings accounts are a great way to safely store your money. Also, if you aren’t pleased with the low interest earning accounts then seek out a brokerage account and invest in some dividend paying mutual funds. This is akin to saving money, and it will allow you to outpace inflation as well.